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If you're going to make use of a small-cap index like the Russell 2000, you may desire to stop and take into consideration why a great index fund company, like Lead, doesn't have any type of funds that follow it. The factor is because it's a poor index.
I haven't also resolved the straw man here yet, and that is the reality that it is reasonably unusual that you really have to pay either taxes or substantial commissions to rebalance anyway. A lot of intelligent investors rebalance as much as possible in their tax-protected accounts.
And of training course, nobody must be purchasing packed common funds, ever. It's really too poor that IULs don't work.
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