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If you're going to utilize a small-cap index like the Russell 2000, you might want to stop and consider why an excellent index fund company, like Vanguard, does not have any funds that follow it. The reason is because it's a poor index.
I have not even addressed the straw guy right here yet, and that is the truth that it is relatively unusual that you really have to pay either taxes or substantial compensations to rebalance anyhow. Many intelligent investors rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by withdrawing from possession classes that have actually succeeded. And certainly, nobody must be purchasing packed shared funds, ever. Well, I really hope messages like these help you to see with the sales strategies frequently utilized by "economic experts." It's really regrettable that IULs don't function.
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