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If you're going to use a small-cap index like the Russell 2000, you might want to pause and take into consideration why a great index fund firm, like Vanguard, doesn't have any funds that follow it. The reason is because it's a poor index.
I have not also dealt with the straw man here yet, and that is the fact that it is fairly uncommon that you really have to pay either taxes or substantial commissions to rebalance anyhow. Most smart financiers rebalance as much as possible in their tax-protected accounts.
Decumulators can do it by withdrawing from asset courses that have succeeded. And of training course, no one needs to be purchasing packed shared funds, ever. Well, I hope posts like these aid you to translucent the sales methods often used by "financial professionals." It's truly too negative that IULs don't work.
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